HomeMy WebLinkAboutInsurance Committee Minutes 06.15.2000MINUTES
INSURANCE COMMITTEE
JUNE 15, 2000 7:00 P.M.
OLD COUNCIL CHAMBERS
MEMBERS PRESENT: Bud Johnson Bud Arnold
Ken Olson Don Nelson
Mark Mace Mike Ludwig
Mary Embleton
OTHERS PRESENT: Dave Allen, YCHP Representative
Mary presented the committee with the renewal quotes from YCHP offering continuation of the
current YCHP Plus Plan with prescription drugs and five other (lesser) YCHP Plans. She also
presented the renewal quotes from New West, which did not offer renewal with their current plan
(CompraCare) nor the next level (PrimeCare), but offered renewal with their third level plan,
ValCare (with and without prescription drugs).
Dave Allen explained that part of the 24.2% increase from YCHP was due to the claims history:
$316,000 in claims vs. $232,000 in premiums. He also explained that Blue CrossBlue Shield is
now 50% owner of YCHP, and other changes that have occurred (i.e. capitation vs. fee for service)
have also had an affect on the premiums.
New West offered very little explanation of their offers, except that the city's claims were 112% of
premiums.
Discussion and questions followed by the group. The union representation stated that the union's
intent is to stay with the current plans. Mary explained that the budget contains increases from all
areas of insurance: liability 57%, property 30%, workers' comp 22%, and now health 24%.
With all of these increases coming at the same time, the city is looking for ways to minimize the
increases, if possible. Questions included: Can the city cut the budget in other areas? Will YCHP
take the New West group with no "pre-existing condition" exclusion?
The committee asked Mary to prepare figures of the numbers of union and non-union people in
each plan.
The committee will meet again when more information is obtained from the insurance companies.
Meeting adjourned at 8:30 p.m.
Respectfully submitted,
Ma`~~bleton
Clerk-Treasurer
15 W. 1,ST ST.
~lAl.L Cit Of Laurel
'PUB WORKS: 628-4796
WATER OFC: 628-7431 --_
COURT: 628-1964 P.O. Box 10 ~ ~ REl-
NoWriwh
FAx: 6za-zz4t Laurel, Montana 59044
DEPARTMENT
TO: Insurance Committee
FROM: Budget/Finance Committee
RE: Change of Insurance Carrier
DATE: July 20, 2000
In preparation of the 2000-2001 budget, we received notice from New West that
they will not quote a premium to the city for continued coverage under their
insurance plan. Therefore, we only received a quote for continued health
insurance coverage from Yellowstone Community Health PIan (YCHP).
The city is therefore limited to YCHI' as the only coverage it can provide to its
employees.
According to Section 2 of Article 3t~! of. the Union Agreement, a recommendation
from the Insurance Committee is necessary before the city can change carriers.
The city is asking the Insurance Committee to recommend to the city that YCHP
would be offered to all employees and New-West will no longer be offered as an
option to any employee.
The health coverage under YCHP is not substantially different coverage than
what was previously provided by New West.
Please meet on this matter and forwazd your recommendation to the Mayor by
July 28`x.
Sincerely,
!~?!/~
Mary K. mbleton
Clerk-Treasurer
City Of Laurel is an EEO Employer
Equal Housing Opportunity
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7UN.19.2OOO 12)54PM YCHP
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City of Laurel t9Q0'/~¢3
Effective Dates: Julva!LOOO~Iune~01
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Active Employees:
EO ES EC
~hhsn~~'f : 193•ote 357,53 3 lt).3o
ValCarePlus Rx20 $ 308.89 $ 617.78 $ 494.22
ValCare Rx20 $ 274.18 $548.37 $ 438.70
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5o~k.83
$ 803.11
$ 712.88
Medicare-Eligible Retirees: EO ES EC EF
ValCarePlus Rx20 $ 200.78 $ 401.56 $ 321.25 $ 522.02
ValCare Rx20 $178.22 $ 356.44 $ 285.15 $ 463.37
EaHy Retirees: EO ES EC EF
('~,~Ntioiv--1' ~ j93,~'a 387,5a
ValCarePlusRx20 $463.33 $926.67 $741.33 $1,204.67
ValCare Rx20 $ 411.28 $ 822.55 $ 658.04 $1,069.32
NWHS is not able to insure any individual who resides outside of its approved service area
with its HMO products.
This proposal is valid for a minimum enrollment of 14 City of Laurel employees.
NWHS reserves the right not to renew this policy for'-,--,T;^ :effective date should the minimum
enrollment criteria not be met. ~ 1-aooo
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New West Health Pian • A Division of New Wesf Health Services
40 WEST 14rx SrxEEr, Su~~ 3 HEiENn, MT 59601-3343 (406) 457-2200 Fex <406) 457-2299
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