HomeMy WebLinkAboutMMIA - Olympic Torch RunMontana Municipal Insurance Authority
October 25, 2001
Mary Embleton
City Clerk-Treasurer
City of Laurel
PO Box 10
Laurel MT 59044
RE: Olympic Torch Run
Dear Ms. Embleton:
:x'01
r`f OF LAUREL
Several weeks ago we were approached by one of our Liability Program members and
asked to perform a risk management review of the proposed contract between several
Montana communities and the Salt Lake Organizing Committee (SLOC) for the Olympic
Winter Games of 2002. The contract involved matters surrounding an Olympic torch run
which will traverse portions of Montana. Upon our receipt of this material we distributed
information to the membership stating that we were working with representatives of the
SLOC regarding some potential liability exposure matters associated with the
document.
A review of the language contained in Article V, Liability and Insurance, of the
Agreement revealed several potential exposures for Montana cities and towns.
Unfortunately, the events of September 11, 2001 and the resulting review of procedures
of the SLOC caused a delay in their response to our concern. The SLOC has revised
Article V to set forth new language that generally addresses municipal liability for
Montana communities. I have attached a copy of the revised Article V.
The MMIA has only conducted a risk management review of the document and
addressed some concerns with the Liability and Insurance section. We have not
conducted a legal review of the document and make no representation as to its
adequacy. Further, the MMIA takes no position regarding participation by a city or town
in the Torch Relay project. Cities and towns interested in participating in the Torch
Relay should conduct their individual analysis of the project, the associated documents
and responsibilities and make a decision based upon their investigation. It would be
important that you include your city attorney in this investigative process. If your
community is considering participation in this project I would suggest that you replace
the previous Article V with the attached document.
Sincerely,
?
i?z//
Bob Worthington
CEO
Att:
O:\BWorthingtomBob\RiskManagement\SLOC torch run article v.101,doc
P.O. Box 6669, Helena, Montana 59604-6669 (406) 443-0907 In MT: 1-800-635-3089 Fax (406) 449-7440
`L I?9 LS
New Montana Article V
ARTICLE V (71p RL
_-
'Y AND INSURANCES -- - „_
5.1 (a) To the fullest extent allowed by law, SLOC hereby agrees to save, defend
indemnify and hold harmless the Community, its elected and appointed officials,
its agents, employees and volunteers and others working on behalf of the
Community for all claims, losses, expenses and damages, including but not
limited to, court costs and reasonable attorney fees, which may be asserted against
the Community arising out of the negligence or the negligent or intentional acts of
SLOC for any and all actions associated with the agreement.
(b) To the fullest extent allowed by law, Community hereby agrees to save,
defend indemnify and hold harmless the SLOC, its directors, officers, agents,
employees and volunteers and others working on behalf of the SLOC, for all
claims, losses, expenses and damages, including but not limited to, court costs and
reasonable attorney fees, which may be asserted against the SLOC, arising out of
the negligence or the negligent or intentional acts of the Community for any and
all actions associated with the agreement.
5.2 Community agrees to provide SLOC with a Certificate(s) of Insurance from
the Montana Municipal Insurance Authority together with a copy of its
Memorandum of Coverage. Certificates of Insurance shall be renewed annually
with a copy forwarded to the SLOC Risk Manager.
5.3 During the term of this Agreement and for a minimum of SIX (6) months
thereafter, Community agrees to maintain an insurance policy, or to remain self
insured for
(a) general liability insurance with a limit not less than $750,000 per individual
and $1,500,000 per occurrence for general liability, property damage and
bodily injury and death,
(b) Automobile Liability Insurance with limits not less than 5750,000 per
individual and $1,500,000 per occurrence. Such insurance shall cover liability
arising out of any automobile, including those, which are owned, hired and
non-owned.
(c) workers compensation and employer's liability insurance with respect to their
respective employees and other respective persons normally covered under
such policies, and
(d) with each policy of insurance, a provision that the policy shall not be
cancelled or materially altered (including reduction of coverage) without at
least thirty (30) days prior notice provided to the named additional insured.