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HomeMy WebLinkAboutMontana Taxpayer Nov. 2000Volume 34 Number 7 November 2000 Annual Meeting - Mark your calendars now! The 790' Annual Meeting of the Montana Taxpayers will be held this December 6 in Helena, Montana at Cavanaughs Colonial Hotel. We have invited as our luncheon speaker our new Governor, Judy Martz. We have also invited representatives from the Economic Action Development Group that was formed after Senator Baucus' Economic Development Summit. Paul Polzin and Terry Johnson will be providing an updated economic and budget forecast for Montana. Ending the conference will be a panel of legislative tax experts who will present their views on upcoming tax and economic issues in the next session. Legislators participating on the panel will be Senators Jon Ellingson and Fred Thomas and Representatives Kim Gillan and Bob Story. Alec Hansen of the Montana League of Cities and Towns will serve as the moderator. A similar panel discussion at last year's conference was considered as one of the highlights of the afternoon. This year we will be offering reserved tables of 8 to be purchased for the luncheon. What a great way to include more members of your firm, family or other associates. There will be a short reception following the meeting. Registration forms will be coming soon, or call Pam Hyatt at (406)442-2130 for details. Income Tax Simplification and Reform - Tax Burdens/Federal and Montana The Income Tax Subcommittee of the Revenue and Taxation Interim Committee will be meeting again on November 16 at 10:00 a.m. at the Capitol in Helena to discuss income tax simplification and reform. At the last meeting in October, the committee reviewed a variety of proposals that would reduce the marginal tax rate of 11 to 6.9 percent (by eliminating the ability to deduct federal taxes), repeal the married filing separately allowance and increase the retirement exclusion from $3,600 to $4,700 ($9,400 if married and filing jointly). In order to maintain revenue neutrality of total income tax collections, reducing the marginal rate and eliminating the federal deductibility creates large swings in winners and losers. In this proposal 114,901 or 32% of the households would see an increase in taxes, while 49,634 or 14% would experience a decrease in taxes. In order to decrease the number of losers or shifts among taxpayers and still reduce the rate to 6.9 percent, the proposal would cost nearly $17 million. While all taxpayers by income group would see reduced taxes, most of this would go to the higher income earners. This occurs under most proposals for income tax reform simply due to the distribution of the tax burden. According to the latest data published by Congress's Joint Committee on Taxation and information from the Montana Department of Revenue, (see Table 1, Page 3) the distribution of the tax burden can be described as follows: • Those making more than $200,000 (2.2 percent of all taxpayers) will pay 42.7 percent of all federal income taxes this year. In Montana, those making over $200,000 (1 percent of all households) paid 24.39 percent of Montana income taxes in 1998. • Those making more than $100,000 (10.2 percent) will pay 66.7 percent of federal income taxes. In Montana those making over $100,000 (4.1 percent) paid 41 percent of Montana taxes in 1998. • Those making more than $50,000 (34 percent) will pay 92.43 percent of federal income taxes. In Montana those making over $50,000 (20.2 percent) paid 72.53 percent of Montana income taxes in 1998. In the October/November issue of American Enterprise, economist Kevin Hassett points out that real growth in incomes is pushing taxpayers into higher tax brackets. There are 3.7 percent fewer taxpayers in the 15 percent bracket now than there were eight years ago. They are now in the 28 percent bracket and higher. If this trend continues, the percentage of taxpayers in the 15 percent bracket will fall from 64.3 percent in 1993 to just 46.6 percent by 2010. Over the next 10 years this real bracket creep will raise federal taxes by $1.3 trillion, estimates Hassett. - 1 - Montana Taxpayer Address all communications to: MONTANA TAXPAYERS ASSOCIATION P.O. BOX 4909, HELENA, MT 59604 Telephone(406)442-2130 FAX (406) 442-1230 E-mail - mwhitt@montax.ore Phyatt@montax.org Business Office: 506 North Lamborn v d v v v v v d d d d d v d d d d e d v v d d OFFICERS AND STAFF CHASE T. HIBBARD, Helena.... Chairman, Board of Directors BILL SPILICER, Helena, Vice Chairman, Board of Directors MARY WHITTINGHILL, Helena.... President PAM HYATT, Helena.... Office Manager ddvvvveddvdddvddvvvvvdd DIRECTORS Construction- Jerry Hamlin, Helena Legal Profession- William Stamhagen, Helena Contractors - John Harp, Kalispell Mining- Ras Ritter, Helena cooperatives- Jeanne Bamerd, Malta Motor carriers- Ken chipper, Missoula Director at Large- Tom Rolfe, Helena Railmads-Alec Vmcent Taras Fan Machinery -Gordon Nelsen, Comad Real Estate - Bill Spilker, Helena Financial- Craig Anderson, Billings Retail- Marlyn Hudson, Helena Gas & Eleclro - Emie Kmdl, Butte Sheep & Wool - Chase Hibbard, Helena Grain Growing- Daryl Ayers, Denton Tdasommunications- Barbara Rent, Helena Hardware Stores-Tam Taylor. Colstro Timber Products- Dow Mood, Seeley Lake Post Elections Congratulations to all newly elected officials statewide and welcome back to the incumbents. We are anxious to begin working with the new administration and legislative body on the issues that are important to our rile5iiucrn. - Over the past month, I have been traveling with Webb Brown of the Montana Chamber to over 13 cities across the state. One message has been clear: Montanans need to work together on nonpartisan comprehensive tax reform. As part of the tour, we have been asking all participants to fill out a survey on various economic and taxation issues. The response has been helpful in understanding what issues are important to Montanans. Since taxation will certainly play a major role in the next session, we will be sending out surveys to all our members this month. Your input and ideas are important to our association. We'll publish the results prior to the session. MBA Meetings for November We will be holding more meetings for the Montana Business Agenda tour in November. The following dates have been scheduled: Tuesday, November 21 Hamilton - Noon - at the Exchange Missoula - 4:00 - at the Chamber Tuesday, November 28 Belgrade & Bozeman - Noon - at the Belgrade Chamber Livingston - 5:00 p.m. - to be announced We hope that you can join us! Revenue Estimates for the 2001 Legislature The Revenue and Taxation Committee is responsible for adopting, the revenue estimates that will be used by the 57d' Legislature. The committee will meet on November 16 at 1:00pm and November 17 at 8:00am in Room 172 of the Capitol to hear preliminary revenue estimates from the Legislative Division as well as the Department of Revenue. At the October meeting, the committee heard economic forecasts from the national, Montana and agricultural perspective. These estimates play a large part in determining the trends for inflation and interest rates to be used in the revenue estimates. Mike Donnelly, WEFA Group, presented a national economic forecast for a variety of areas. WEFA predicts inflation will drop from about 3.3 percent this year to 2.5 percent next year. Increases in energy prices accounted in large part for the current. inflation rate. Real gross domestic product (GDP) will remain high in 2001 at 5.3 percent before moderating to 3.6 percent in 2001 (GDP was 4.2 percent in 1999). Most of the productivity gains came from manufacturing (just in time inventory and computerization of manufacturing). To continue this growth, intereet productivity would have to make up huge productivity gains which is not expected. Interest rates are expected to increase again over the same time period with Federal Funds going from 5.5. percent in 19010, to 6.5 percent in 2000 and 6.75 percent in 2001. Thirty year T Bonds would rise to 6 percent in 2000 and 6.60 percent in 2001, up from 5.5 in 1999. Although labor markets are tight and unemployment is low, employment growth is expected to taper off. Both the national and world economies appear healthy. Donnelly indicated some of the risks in his overall forecast were the oil forecasts, a major stock correction and the 10 percent chance of a mild recession. Paul Polzin, Director of UM's Bureau of Business and Economic Research, told the Committee that Montana's economny grew faster than expected in the 1990's, with the construction industry (especially highway construction) leading the way. Productivity gains in the natural resource industry also fueled the growth in Gross State Product (GSP). He expects the state's economy to grow by 2 percent to 2.5 percent in real terms over the next few years. That is down form the growth rate of previous years. He also expects capital gains to slow and a slight slowing of nonfarm income, somewhat due to nontraditional forms of compensation becoming more popular. Myles Watts, Chair of the Department of Agricultural Economics of Montana State University, presented a cautiously optimistic assessment of the estate's agricultural sector. Dr. Watts stated that since agriculture represents the largest basic industry in the state, it is important to be concerned about its future. (Continued from Page 2, Column 2) Historically, cattle and wheat and barley represent about 85 percent of the market receipts, with cattle representing about 42 percent and wheat and barley representing about 42 percent. This past year saw producers slightly switching to cattle (up to about 47 percent) since prices were up and wheat prices were down. Next year, this should even back out due to larger federal payments to compensate for the lower wheat prices and disaster aid for drought. This should help boost income tax receipts although it is difficult to say what year the payments will be included as income. Phil Brooks, economist with the Montana Department of Labor and Industry, discussed recent employment trends and the outlook for the future, According to Brooks, nonagricultural employment in Montana should grow annually by about 1.6 percent over the next several years compared with a 1.3 percent annual growth rate in the us. (Excerpts from the November Interim - Revenue & Taxation by Jqf Marun) Federal TABLE 1 Adjusted Gross Income 2000 Numlerof Betums Income Individual Income Tae Millions % Billlare % Billions % Las. then $10,000- 19.8 14.1% 1.1% _„ -$5 .31.6% $10-$19,999 218 16.9% $356 4.8% -$7 -0.8% $20-$29,000 19.5 13.9% $485 6.5% $10 1.1% $30-$39,000 16.2 115% $565 7.6% $30 3.4% $40-&19,999 114 9.5% $584 7.9% $39 4.4% $50-$74,999 21.6 154% $1,313 17.7% $114 12.9% $75-$99,999 11.9 6.5% $1,027 13.8% $113 12.8% $100-$199,999 112 8.0% $1,460 19.7% $213 24.1% over$200,000 3.1 2.2% $1,554 20.8% $377 42.6% Toul all taxpayers 140.5 100.0% $7,428 1000% $884 100.0% Highest 10% 14.0 10.0% $2,982 40.1% $587 66.4% Highest5% 7.0 5.0% $2,176 29.3% $478 54.1% Highesll% L4 1.0% $1,146 154% $297 33.6% Highest 20%-$50,00 72,649 20.0% $7,051,722 55.8% $325,080 72.3% Highest l0%-$]0,00 36,324 10.0% 84.921,329 39.0% $252,285 56.1% Highe515%-$90,000 18,898 5.2% 83,568,865 28.3% $199,920 44.4% Highest 1%-$200,00 3,666 1.0% $1,702,618 135% $103,695 244% TO INCREASE TAXES ON THE RICH, CUT THEIR TAX RATES The three times personal income tax rates were slashed in the 20th century, it was predicted that the federal government would lose revenues and the affluent would benefit. But instead, each time, federal revenues increased after tax rates were cut, especially taxes paid by the top 1 percent of taxpayers. First, the Harding-Coolidge tax rate reductions brought the top income tax rate down in stages, from the war- time high of 73 percent in 1921 to 25 percent in 1925. Between 1923 and 1928, real tax collections nearly doubled as the economy surged. The share of taxes paid by those earning over $50,000 (the rich back then) rose from 44 percent in 1921 to 78 percent in 1925. Second, John F. Kennedy's tax cuts out the top tax rate from 91 percent to 70 percent. Income tax collections rose by more than 50 percent from 1963 to 1968. And the share of taxes paid by Americans earning over $50,000 per year (equivalent to almost $200,000 today) increased from 12 percent in 1963 to almost 15 percent in 1966. Third, in 1981, Ronald Reagan's 30 percent across-the- board tax rate reduction reduced the top rate from 70 percent to 28 percent. From 1980 through 1990, federal tax receipts doubled -- growing an average of 7 percent per year. The top 1 percent paid 17.6 percent of all taxes in 1981, but paid 27.5 percent in 1988 when the rate hit its low. And by the way, the Reagan tax cuts "soaked" the super- rich, the top 0.1 percent of income earners, whose share of income taxes paid doubled from 7 percent to 14 percent. Source. Arthur B. Laffer and Stephen Moore, "To Soak the Rich, Cut Their Tax Rates, " Wall Street Journal, October 24, 2000. A fine is a tax for doing wrong. A tax is a fine for doing well. Author unkown -3- Local Government Funding & Structure Committee A public hearing will be held in various locations in the state through MetNet on November 15. The hearing will be from 11:00 a.m. to 1:00 p.m. (locations listed below). At the conclusion of the public hearing, the committee will meet at the Capitol in Room 152 to address additional public concerns and answer questions. At 3:00 p.m., they will conclude with a work session to review the public comments and make final decisions on the proposals. All the materials are available on the Department of Revenue's web site at: http://www.state.mt.us/revenue/Local_gov/Public-Heiring_2000/ The committee is considering numerous proposals regarding local government funding (including a local option sales tax and realty transfer tax) and structure. A summary of the proposals of the committee was outlined in the Montana Taxpayer September issue. If you need an extra copy, let us know. METNET Sites Local Government Funding and Structure Committee Public Hearing - November 15 November 150'- 11:00 - 1:00 Department of Public Health & Human Services Lower Level Auditorium 111 Sanders Street - Helena Contact: Jim Cervelli at 444-1832 Montana Tech ELCB, Room 231 1300 West Part Street - Butte Contact: Sonja Taffelmeyer at 496-2993 Western Montana College of the UOM Library, Montana Room, 2"d Floor 710 South Atlantic - Dillon Contact: Denise Rust at 683-7542 METNET Sites (continued) Montana State University - Northern Hagener Science Center, Room 202 300 11 " Street West -Havre Contact: Wanda McKinney at 265-3702 Great Falls College of Technology of MSU Room B-103 2100 16th Avenue So. - Great Falls Contact: Heather Scott at 771-4388 Miles Community College Room 106 2715 Dickenson Street - Miles City Contact: Flathead Valley Community College Learning Resource Center, Room 120 777 Grandview Drive - Kalispell Contact: Malinda Crawford at 756-3828 Montana State University at Billings Special Ed. Bldg, Room 159 1500 N 30th Street - Billings Contact: Rob Massee at 657-1696 University of Montana Gallagher Building, Room 104 Corner of Arthur and Eddy - Missoula Contact: Joan Richards at 243-6519 Montana State University Burns Center, Room 126 EPS Building, So. 7th and Grant - Bozeman Contact: Nadeen Comfort at 944-6553