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HomeMy WebLinkAboutBudget/Finance Committee Minutes 02.01.1994MINUTES BUDGET/FINANCE COMMITTEE FEBRUARY 1, 1994 4:30 P.M. CITY HALL MEMBERS PRESENT: Chairman- Donna Kilpatrick Ron Marshall Bob Graham Chuck Rodgers Don Hackmann Gay Easton OTHERS PRESENT: Dave Michael The Committee reviewed the January claims and recommended that they be paid. The Committee reviewed three buy/sell proposals submitted by A Haus of Realty, Inc., for clients of theirs to buy the City lot in Cherry Hills subdivision. (see attached) Motion by Ron Marshall, seconded by Gay Easton to accept the offer from Jacob C. and Terri Lambrecht. Motion carried. Purchase requisitions were approved as follows: General Fund Install new radio headsets on fire engine 1 & 3, install base radio in Chief's office- material and labor. $ 1,929.29 Charge for moving grave. Person was buried in wrong grave in 1987. 350.00 One lot of large print books for Library 258.00 Annual inspection of City's fire extinguisher's 219.00 Books for Library 208.30 24 Street sign posts for SE 4th Street 375.00 Lumber for shelving in old Council Chambers and for bulletin boards in new Council Chambers 495.00 Cutting edge and cutting teeth for road grader 278.00 City's share for 1993-94 air pollution control 3,056.00 Water Fund 24 remote read-outs and 190 O-rings for model 25 meter 448.00 Repair pump- LS #2 828.00 • Recondition motor- LS #2 615.00 Bearing and lock nuts 277.00 Water analysis 204.00 • Sewer Fund Repair rakes on bar screens Class for all the operators on instruction on trouble shooting the motor control centers Gas pressure regulator and gauge for boiler Solid Waste Fund • Payment for October 1st thru Dec. 1, 1993 for additional work and requirements for closing landfill Quick lift (hydraulic oil) Dumping fees for Billings landfill for the month of December 1993 Ripping shanks and cutting teeth for scraper Snow Removal Fund Tire chains for JD tractor Cutting edge with bolts for motor grader Sweeping Fund Conveyor belts and pad deflectors The meeting was adjourned at 5:03 p.m. Respectfully submitted, Don Hackmann City Clerk $ 937.00 440.00 237.00 8,291.00 229.00 3,229.00 238.00 219.00 218.00 985.00 is r CJ 11 A HAus OF REALTY, INC. P.O. Box 25 • 309 1 st Ave. Laurel Billings Laurel, MT 59044-0023 (406) 628-7905 (406) 245-3638 ?I SELLER'S ESTIMATED CLOSING COSTS SELLER'S EQUITY SALES PRICE ........................ ?r?.v7Dd LESS MORTGAGE PAYOFF... OTHER ................. OTHER ................. OTHER......... ...... TOTAL DEDUCTIONS ................... SELLER'S NET EQUITY ............... SELLER'S NORMAL CLOSING COSTS: ATTORNEY FEES......... DEED ................... ?.d U BROKERAGE ............. 7.,? a o DISCOUNT POINTS........ RESERVATION FEE........ ESCROW FEES........... TITLE INSURANCE....... RECORDING FEE,S......... CLOSING FEE. TAX SERVICE FEE........ OTHER ................. ARREARS .... • • i TAXES$ PER MO X?MOS .?L .1 95l PRORATED INTEREST...... S.I.D. PAYOFF......... TOTAL COSTS ...................... ADD RESERVE ACCOUNT BALANCE....... TOTAL ESTIMATED NET DUE SELLER.... FAX 6- a 3' 7') /-S (406) 628 ;Q 1 ; SELLER REALTOR idle A RAU OF TY, INC. SELLER DATE: i? (NOTE: Taxes will be prorated on figure available at close.) -77- -- - - 113 AGREEMENT TO SELL AND PURCHASE L:d •"' TTz REALIOR (Including Earnest Money Receipt) 1 This cataract stipulates ire terms at sale of this property. Read colorfully before stnlnq (Incbdln0 Inbrmadon on reverse side). This Is ¦ legally binding contract N not understood, seek compsgnl advice. _ 2 Laurel Monism. Februarv_I J1994 3 Jacob C. and Terri Lambrecht aa,ITROS^T/C -Other 4 (hareinelfor ceted'fluieP) n b pucheea, and the uderelpned Selee egress to set tla lolbwing deacrked real e8lale herebeffor referred a es ?remtsas' commOnty known as 6 West Maryland Lane Irdho 6 City arf Laurel County of Yellow s t o n e Montane, lopsly described as 7 Lot 12, Block 11, Cherry Hills Subdivision 2nd Filing 8 0 TOGETHER WITH ak Ibaues attached to the above-doserbed real property and attached buildings or struclurae except: N/A 10 11 SMOKE DETEC70 s Property, has t N/A None smoke dotodods?, 12 The blowing kotm al personal property, Iree of tons and wkhota warranty of condkbn, am Indudod: N/A 13 U 15 RECEIPT FOR EARNEST MONEY: The undersigned sales representative hereby acknowledges retool from Buyer of eamest money in me amount of F i y e H u n d r e d D o 11 a r g. 16 u.5. Dolars is 500.00 ? as evidenced by ( ) ca*j) , or 1 1 17 All Willa to this hareadion agree that the eemem monies rill be depnifed pursuers to Montano law or is and such ludo wp be held in a depoaibry woo by A H a u s o f R e a I t yj 1 hiker. parties agree that Interest acmi g on normal money, I any, *He deposited shat be payable 19 to N / A t interest Is payable to the broker k B egmed that strata so paid are consideration for services rendered 20 21 A-Haus o ea tv. Inc. By. Carole_Maves (Selling Real Entail; Film) (Sties RepresemmNe) 22 TOTAL PURCHASE PRICE is: TWELVE THOUSAND TWO HUNDRED AND N01100 . . . . . . . . . . . u.S.Delere 23 is 12,200,00 payable as blows: 24 S 5 0 0_.0 earnest money la be applied at cbsing. 25 $ as eddabrsi cash down payment, payable on or before closing. 26 It 11,70 .00 balance of Itwpurchaseprlaewmbepaid as btawa: PURCHASERS AGREE TO PAY ALL CASH AT CLOSING. 21 26 29 30 SPECIAL PROVISIONS: 31 32 33 34 35 36 37 38 39 Addendum(a) : I None 40 DISCOUNT POINTS; 8 a Buyer obtains financing ham a lender requiting distant polms, Seller agrees to pay dlscoum poitts UP to a maximum of 0 percent L--Q-%) of the Buyers 41 loan Buyer shelf pay all other discount points. N/A 42 CONVEYANCE: The Seger shag comm The reel pmpery by W a T a n t Y _ _ Deed. free of all tens end encumbrances except those described In the We Insurance eels, 43 eedbn of this agreement. The Serer shall convey Ins persona property by big of 44 TITLE INSURANCE; Seger, N Sakes expense, shelf furnish Buyer Tile Insurance evidenced by a standard form American Land This Assodatim 01lo insurance commitment In amount equal to the purchase price, 45 commie ft to Irene memhataable this to the real property In the Buyers name, Iree and clear of all lions and andanbrances except: oncunbraras heminabove mentioned, zoning ordinances, burdstg anti tns 46 restrictions. mservalbns In federal ptdetas, benefiesl WHIly easements apparota or of record, easements a) record, Special Implovemard Districts (Including rural SIDs), ff any, which will be: 47 XXpald dl by se8er at elosirg ? assumed by buyer al cloebp and Rea t e t which 4e 49 50 11 the Seller's Isle is na merchantable end cannot be made merchantablo before the stated closing dab. 3o ADDITIONAL DAYS SHALL BE ALLOWED FOR THE SELLER TO MAKE SUCH MILE MERCHANTABLE. 51 Encumbrances to be diatharyed by the Sella shag be sattaged pear to ebebg or Imm Seller's proeaede at time of dosing. 52 TAXES AND ASSESSMENTS: Seger and Buyer agree to pmos taxes, special krpmvemem assessments Im the curers tax year, as well as pre-patd rands, If any, as of the slate of closing, unless olhemrisa agreed. 53 54 CLOSING DATE: The date d closing shag be March 1 19_9 4 . The Parties may, by mutual agreement, some to close to uateaaian at any time prior to the date 55 specdlod. g lfird party financing Is mqured Ile temp of this agmemeta (Irckdes assumptions, contracts lot deeds, and larder fi anckg), me closing shag occur an the date specified of as soon thereafter as 56 financing is complete but no later then 3 U days shot Ow gated easing area. The Buyer and Seger will deposit w4h the closing agent all instruments and monies necessary to complete the purchase In 57 accordance wah this Woomem, H Buyer lads ro rooks written application for Gewing, apply for assunptbn of an exisiing ben or contmd, or Inalata any action required for completion at a comma for deed by 58 5AD p.m. (mountain time) N / A 19 _ J Buyer rig be In breath and Setter can exercise Soler's remaeles under tide agreement. 0 gnartcing Is caged for hemin and 59 central be obtalxyd, it Is agreed Ihal the earnest money will be momma to rte buyer. 60 F.HA. BUYER: The appraised vale of the property being purchased for mot foape Insurance purposes. must not be loss than N/A 61 . 15 .Please refer b the section on The reverse of Ihis farm lot additional disclosures of your rams. 62 ADDITIONAL TERMS THAT ARE AN INTEGRAL PART OF THIS AGREEMENT ARE PRINTED ON THE REVERSE OF 7183 FORM. PLEASE READ THE REVERSE SIDE OF THIS FOR AS THESE TERMS 63 WILL AFFECT YOUR RIGHTS AND RESPONSIBILITIES UNDER THIS AGREEMENT. 64 Somalia) swam being repro sented in this transaction by A H a u s of Realty, Inc. and Carole Mayes 66 Buyst(q ham being mpresAreed In tits trsrmictbn by and 66 BUYER'S ACKNOWLEDGEMENT: Buyer eeknowladges W to hoe exsmbW me real and persanlpmperty. cwt Buyer etaure Ito fhb agreement In lug dame upon his Indepwdeta Investigation and )edge marl, 67 that prior verbal mpresetaatbns by the Sugar or Sellers Agents or represemnirea do not mode's or alai gee agmameta, and that by signing this "mom Buyer acknowfadges having mad and usderelood fhb 68 entire agreement, bdMrq the lome printed an the reverse papa of this docuneta. 69 BUYER'S COMMInMENT: VWA Agree to purchase the dxwo ?e prippedy on to arm and cmdt ions ant total in ra above curer and grant to said nabs reprommalks umk 7g ?e M ENT; r 15 19 y't old 92M morn to swum ashore wftn acceptance. Buyer may withdrew this offer at arty time prior b sellers wdran acceptance. 7f 1 Soler has not accepted by the time spedliod, fhb offer is aalammicaly wkhdrerrn. 72 WE HEREBY ACKNOWLEDGE rat* at a copy of the RECEIPT AND AGREEMENT TO SELL AND PURCHASE beating myw sipretue 73 Buyers Address: F7? / DA??o ?9 ?! L,171x? I" Signamlo. L c 74 Phone: 41 ZVI- 111--eaD Buyer Slowure: 75 SELLER'S COMMITMENT: I/We agree b soil and convey to Buyer On above-descdbed property on ft forms and catdkbns herehnabove stated awe acknowledge mcept of a copy of this agreement beefing 7e my/ow signalln(s) and that of the BUM ramrod above. Dated this day al 19 at 8me am pm. 77 Seler's Address: Seller Signature: 78 Phone: Seller Signature: 79 DELIVERY TO BUYER OF A COPY OF ACCEPTED OFFER (ore of the following methods of ddWry should be used): Rn nova .19 DRIa + ? MLSe A HAus OF REALTY, INC. P.O. Box 25 • 309 1st Ave. Laurel Billings FAX 6raf -7.7/S Laurcl, MT 59044-0025 (406) 628-7905 (406) 245-3638 (406) 6+ i 1 C? ?I SELL IS ESTIMATED CLOSING COSTS SELLER'S EQUITY SALES PRICE....... ..... /??? LESS MORTGAGE PAYOFF... OTHER ................. OTHER....... ........ OTHER ................. TOTAL DEDUCTIONS ................... SELLER'S NET EQUITY ............... SELLER'S NORMAL CLOSING COSTS: ATTORNEY FEES.......... DEED .................. BROKERAGE ............. DISCOUNT POINTS........ RESERVATION FEE........ ESCROW FEES........... TITLE INSURANCE........ /.5-b RECORDING FEES.., ... CLOSING FEE... ..???.. TAX SERVICE,FEE........ OTHER ................. ARREARS , TAXES $'"PER • MO X MOS PRORATED INTEREST...... S.I.D. PAYOFF......... TOTAL COSTS ...................... Z2&'- ADD RESERVE ACCOUNT BALANCE....... TOTAL'ESTPMTEI PS R EDLER:.. 0 SELLER A HAUS%OF T SELLER DATE' (NOTE: Taxes will be prorated on figure available at close.) INC. 4". -? • C? • ?? AGREEMENT TO SELL AND PURCHASE Q ' 1 REAVOR 1 (Including Earnest Money Receipt) •• ••••-•• 1 This comma slpuhalae IN lams of sale of the property. Read carefully b f o air g Into don n Follette side). This Is a legally binding codrTicl B at and 7. Usk comp NeMted dy. 2 17 Montane / 19 Y? ,, asJTROS TIC- other-4 psreihafbr cared'Buyef) es to pu t relit Sarno o sell the to described red estate beret ne taloned to as preemises' commoNy known as 5 mthe of - J Montand, ktgally described as J d7 Js rJ 16 16 17 1B 19 20 21 22 23 24 25 26 27 26 29 30 32 33 34 35 36 37 36 39 40 41 42 43 44 45 46 47 48 49 50 51 52 63 54 55 56 57 5e 59 6o 61 62 63 0 TOGETHER WITH all fixtures a isched b the abwadeeabed real property and attached buildings or strumuree excepc•.49WT? 10 I 1 SMOKE DETIB;TORIsk Property has a Nona smoke daeclor(s), 12 The Mewri g it d personal property, Ima *1 1, and wilhoul warranty of conddbn, are Included: e 13 14 U.S, Dollars )S / /C/CIU, VU All parties to M transaction agree that the earnest and auchJy*B be held In a dep?sibry account / to to '-1 r--. payable as lollows: tamest momsy to be appned at doslnq, Addendun(s) : s 01" G>!?CJC L..r•????_t! . • DISCOUNT POINTS: II a Buyer oblalre financing Irom a lender squiring discount points, Sugar agrees to pay discount pohds triple a maximum of n -percent L-?%) of The Buyer's ban Buyer shag pay or other dismal poise. CONVEYANCE The Sena shag convey the real property by Deed, tree of at none and eneunbrarx es except those described in the title Insurance section of this agmemod. The Seger shelf coney 110 personal property by bill of sale. TITLE INSURANCE: Saber, 0 Seller's 6;irense, shag furnish Buyer Tide Ireuran ce evidenced by a standard form American Lard Title Association tide insurance commitment in amount equd to the ptachase prow, co modeling b hsaa morchadabld Ihb to the reel property In the Buyerb name, Ire and clear of all Ilene and encumbrances except: encumbrancas haminabove mentioned, 2anbg oickre me5, building and use re tclbrs, reservations In bderal patois, beref dal Why easements apps r or of record, as e of cad Special Improvement Distdcqlbduding 7181,11 y, hkh will be paid dl bKselfer u clcohq ? $sspned by buyer et cbsbp, ad N The Soda's tole Is 1x11 mfttantable and cannot bo made merchantable before the stated closing dab, 30 ADDITIONAL DA) Enawnbn vm to be discharged by The Senior shall be satleaed prior to closing or from Seller's proceeds at titre of dosing. Sadler end Buyer agree ig lau igbxes, special Improvemend assesomants Ia the cu rom tax year, as wen as pmpald rams, N any, as of the dale of closing, tmloss oihorwise agreed. Z The pandas may, by mutual agreement. agree b close the transaction at any time prior to O e dale CLOSING BATE The dale of ebk deg be a 7 19' specified, n Thkd pony financing Is ra the m l this agreement (incl de assumptions, contracts la deeds, and brdar li anehg), the dosing shag occur on the dale specified ores soon thereedter as financing is complete but no pater then days after the stated closing date. The Buyer end Senor will deposit with the emi g agar all instruments and monies necessary to complete the purchase in accordance with the agreement. Buy lads to make written a Gcdion la ' i apply for assunptbn of an existing ban or eorram, or intiae any action required for completion at a contract for deed by 5:00 p.m. (mountain 19 Bu)wr wig be In breach and Seger can exercise Seller's reme Iles under this agmemem. N financing Is wiled for herein and cannot be oitabed N It agreed the Bs eared mono m be mitonad to tls buyer. FHA. BUYER: The apprised vats d mho property utrp purchased, la mortgage Insurance pmposes, must not be less than (S ). Please later to this section on the reverse at INS form for addlTtonal decbsues of yaw rights. ADDITIONAL TERMS THAT ARE AN INTEGRAL PART OF THIS AGREEMENT ARE PRINTED43QTHE REVERSE OF THIS FORM, PLEASE READ THE REVERSE SIDE OF THIS FORM, AS THESE TERMS 64 Samar(a) Ware berg represented in this transaction by .lI and 65 Buyer(s) Wars being represented In rids transaction by and C/ ?z 66 BUYER'S ACKNOWLEDGEMENT: Buyer acknowledges that he has examined) rd and personal property, that Buyer orders he this agreement In hull mian upon his Independent investigation and iudgerreN, 87 That prior verbal representations by the Seise or Sehor's agars or represonatives do not moddy or dbd this agmemed, and that by signing this agreement Buyer adknowledgea having road and understood this ell enihe a(psomant, bdudYq the isms primed on dq reverse papa of die document. 69 BUYER' 0 TMENT: Wig all To the prap?rty On the and conditions set loth In The above filer and pant to said sales reprewmahre uda 70 19 a,, - L n` m secure Sobers written acceptance. Buyer may withdraw die or at any IMne sabots written acceptance. 71 p r has not accepted by I lime T , ' doer is 9UemnallCelSr wdhdrewn, 72 VWE HEREBY ACKNOWLEDG reoept d a copy of Ore ECEIPT AND AGREEMENT TO SELL AND PURCHASE bearing my/our signature 73 Buyers Address kly' 61-jet ) Buyer Signature: 74 Phone: qOd - • 110 0 X10 I Buyer sbne t": SELLER'S COOME MENT: IrWe agree to ad and wmroy, b Buyer IN fovedeserbed property an the toms and conddbns hadnabum owed We adknoetedge reeept d a copy of this apaemod bearing my/au signature(s) and that of the Burst named above. Dated the -day d 19 al time alit pm. ??701 6 Sobeo Address: Selby Signature: phone: Saner Slgrebre: SLIVERY TO BUYER OF A COPY OF ACCEPTED OFFtR (one at The lonowing methods of ddvery alhoudd be wed); 19 60 Date ,19 Data 61 The undersigned Buyer acknowledges recap) of at" d Ihls contract bearng his her slgretwe and A copy of this codmd bearing Bvya(s) slpnatum and that at the Seller(s) was sem via ordinary or 82 that of the Soilaris). coriNled mail to the Buyer, RECEIPT FOR EA4hNOT MONEY: The undersigned sales mpresedah a hereby acknowledges receipt Imm Buyer d earned money In the amount I J .w ? ®_ lYl N9 . A HAus OF REALTY, INC. P.Q. Box 25 • 309 15t Ave. Laurel Billings FAX G±a3'-7'7/S Laurel, SIT 59044-0025 (406) 628-7905 (406) 245-3638 (406) 635-704 SELLER'S ESTI TED IN COSTS !FA .4 - SELLER' S EQUITY ........_.-,. SALES PRICE....... .............. ?' -AX, LESS MORTGAGE PAYOFF... OTHER ................. OTHER......... ...... OTHER ................. TOTAL DEDUCTIONS ................... SELLER'S NET EQUITY ................/U1 U z o SELLER'S NORMAL CLOSING COSTS: ATTORNEY FEES......... DEED ..............•.., . BROKERAGE ............. 7D0. DISCOUNT POINTS....... RESERVATION FEE:::::.: ESCROW FEES.. ?S?• TITLE INSURANCE........ RECORDI EE ^ CLOSING TAX SERVICE FEE........ OTHER ................. ARREARS ... • . . TAXES $ PER MO X_MO PRORATED INTEREST..... S.I.D. PAYOFF......... TOTAL-COSTS ...................... ADD RESERVE ACCOUNT BALANCE....... TOTAL ESTIMATED NET DUE SELLER.... SELLER REALTOR A RA F REALTY, INC. SELLER DATE: (NOTE: Taxes will be prorated on figure available at close.) if .1am / m? AGREEMENT TO SELL AND PURCHASE pEA?• (Including Earnest Money Receipt) '-• ± 1 This contract stipulates do mrme of sale of this property. Read careluly balers sprig ( urlrq hlermatio on reverse side). This is a legally binding cordracL 11 not unn_dsrolood, seek compst e 2 Montanan 19 3 C -S asJTROS^TC?dlar 4 (harslnaher a&W'Buyer) des to , and to WelorsIgnod Seller reae to song following described real estate hereinafter milarred to as'pmmlaee• commonly known as 5 w ZL7 G" Inthe '10 6 City d.. . Cou of Momens, legally dew&W as 7 e AIQAje- 9 TOGETHER WITH al Ihduree stashed b the abmAmerbed real pmparly and snached buldngs or eirucluree except: 10 11 SMOKE DETECTO s Property has s None _ /)/ /t"- smoke deloclm(e 12 The Iatawirg kerns of pommel properly, tree of lens and wkW warranty d condkbn, em Installed: • 13 14 15 RECEIPT FOR EARNEST MONEY: The uthders" Sales repmserdativa hereby acknowledges receipt from Buyer of eemost money in to amount of UC ? ( 1 16 U.S. Debra IS Ob -) as widoncod by cash, check. of 17 An Will to Ihs transaction agree that the eamest monies win deposied 7v rdan law or 16 end such funds will be field In a dopes". ecuroum by D ,Broker. Pantie- agree that interest axroig on eamest money, t arry, while deposited shag be payable 19 lohmre I. payable tot beaker k e ed that sums so paid crosider? br n?tl 20 BY. 21 _(Soling Re I E to Firm) (SRI" Ropreserdmive) 22 TOTAL PURCHASE PRICE 19: A/0 sre paysble as blows: 29 ($ /Aa d. 24 S samesl money to be applied of closing. 25 5 as addtbrsi cash down payment. payable on or before closing. 26 $ Y, balance of the purchase price will be paid as follows: 27 29 29 _ 30 SPECIAL PROVISIONS: f `r 31 32 33 34 35 36 37 38 39 Addendum(s) : l -Qt= None 40 DISCOUNT POINTS: N a Buyer obtains li aheing from ale r requiring discount points. Seller agrees to pay discourt pons tip to a maximum Of d percent LI!L) %) of the Buysrs 41 ban Buf or shall pay al otter dkwurt points. 42 CONVEYANCE: The Seger shot coney the red property by Deed, free of all Rene and enokxobrances except those described in to title Irelrtenca 43 eedbn d ft agreement. The Sager shall convey the personal property by big of sale. 44 TITLE INSURANCE: Soler, at Sellers expense, shag furnish Buyer Title hsurence evidenced by a standard form American Land Title Assodadon Ode Insurance commkmont In amount actual to Its purchase pdco, 45 commshhg to WU me chardabla tits to de real properly In the Buyer's name, free and clear oi all lions and encumbrances except encumbrances horeinabove mentioned, zoning ordinances, bulling and use 46 m rMYbrs, readmalbna In federal patens, beneficial utkky easements appenerd or of record, easements of record Special Ir provomenl Distdcs (Including meal SOs), g any. which will be: 47 paid of by sager at closing D assumed by buyer at closing, and 49 49 5o l the Salleh file Is nd merchantable and carrot be made merchantable before the staled dosing dam, 30 ADDrl-IONAL DAYS SHALL BE ALLOWED FOR THE SELLER TO MAKE SUCH TITLE MERCHANTABLE. 51 Encumbrances to be discharged by de Seger shat be sadehed prior to dosing or from Selives proceeds at draft d dosing. 52 TAXES AND ASSESSMENTS: Soler and Buyer agree to prorate taxes, special inaprovement assessments lords currerd tax year, as wet as pregaid reins, If any, as d the dale of closing, unless otherwise agreed. 63 54 CIASDIO DATE: The dale oi closing shall be 19 . The pardoet may, by mutual agreement, agree to close the transaction rd any pme prior to the dale 55 specified. tl Ihkd party financing is required_ t the terms of this agr0owni (irchdes assumplimw, c reds for deeds, end ender finenchg?, tre closing shag occur on the dale willed or as soon thereafter as 58 financing is complete but no afar them 1{? days after the elated closing date. The Buyer and Seger will deposit with the closing agora all Instruments and mones necessary to complete the purchase In 57 accordance rdh this agreement. II Buyer ga+ls,l ke wdean application for financing, apply for asswWian el an existing ban or cordrad, or initials any action required for completion of e coed or for hare deed by 58 6% p.m. (mountain time) 'PIT to ' Buyer will be In breach and Soler can exercise Seller's mmedles order tits agreement. I financing is called fo In and 59 carrot be obtained, h Is agreed Ihal the earnefit money wi l be returned to the buyer. 60 F.H.A. BUYER. The appraised vales al the property being Purchased. Inc mortgage Irma" purposes, must not be lase than 61 (11 1 Please refer to this Section on the reverse of this [arm for additalal disdoawes of Your dghia 62 ADDITIONAL TERMS THAT ARE AN INTEGRAL PART OF THIS AGREEMENT ARE PRINTED ON THE REVERSE OF THIS FORM. PLEASE READ THE REVERSE 510E OF THIS FDR AS THESE TERMS 63 WILL AFFECT YOUR RIGHTS AND RESPONSIBILITIES UNOE TEAS AGREEMUR? 64 Sebr(s) Were being represented in Ilk transit by .?? and C [„ 65 Buyer(s) Islam being represented In this transaction by and 66 BUYER'S ACKNOWLEDGEMENT: Buyer acknowledges gum he has examined the real and personal property, that Buyer orders into Ills agreement in fug reliance upon his Independent invastlpaton and f udgerrem, 67 that prior verbal rapmsenlalbns by the Seger at Settles agents or roprese vathres do not modify or affect this agreement, and that by signing this agreement Buyer adknowiadges having read and understood this 68 entire egreamerd. k kmbv the ems printed on th o reverse page d this docweant. 69 BUYER'S C RF: a to purchase the p Aa lernrs and condi lops set lortf in the above offer and pant to said sales repmaenlalhre tell 70 . /J? al ? empm m secure Satoh wnikn acceptance. Buyer may withdrew this star at eery time prior to sftgars wnkmn eaeplenca, 71 N Samar has not accepted by the lime spediod, dm oast is automatically wkhdm m. 72 VWE HEREBY ACKNOWLEDOE mcepl of s RECEIPT AND AGREEMENT TO SELL AND PURCHASE bearing myrour aignature(e). 73 Buyeh 7 Buyer Sl mm Ce ice. , - 74 PhonB: Buyer Signature: i 75 SELLERS COMMITMENT. VWe agree to act and convey to Buyer de abow-deserbed property on the terms and condlbre hemi d?M stated. VWa acknowledge facelpl d a aopy of this agreement bearing 76 mylow signalumis) and that of the Buyer Ismail Wow. Dared this day of 19 a1 time am pm. 77 Seises Address: Seger Signature: 78 Ph": Seger Slprmlum: 79 DELIVERY TO BUYER OF A COPY OF ACCEPTED OFFER (oche of the following methods d d*m should be ueedt: go Date 19 Data 19 et The undersigned Buyer acknowledges mcept d a copy d It& oDmmel bearing histher sigrmkrrs and A copy of lhln contiad bearing Buyer(s) elgnalum end that d the Saner(,.) wRe sam via ordinary or 82 that of the Seller(s), codified man to the Buyer.